Benefits of Accessing Bhulekh Odisha: Explained Simply
Bhulekh Odisha is a digitized land record system that has made the process of accessing land records in Odisha much more efficient and transparent. In this article, we will explore what Bhulekh Odisha is, how it works, and its benefits. We will also look at how Bhulekh Odisha can help those who want to buy a house by making the housing loan process easier, and providing access to a housing loan EMI calculator.
What is Bhulekh Odisha?
Bhulekh Odisha is an online portal developed by the Government of Odisha to provide access to land records in the state. The portal is maintained by the Revenue and Disaster Management Department of the Government of Odisha. The primary objective of the portal is to make the process of accessing land records in Odisha more efficient and transparent. The portal provides access to information such as land ownership, land area, land use, and other details related to the property.
How does it work?
The Bhulekh Odisha portal provides access to land records using the Unique Property Identification Code (UPIC) number. The UPIC number is a unique identification number that is assigned to each property in Odisha. The UPIC number can be used to access information such as land ownership, land area, land use, and other details related to the property.
To access land records through the Bhulekh Odisha portal, one has to follow these steps:
Step 1: Go to the official website of Bhulekh Odisha (bhulekh.ori.nic.in).
Step 2: Click on the “Know Your Property option.
Step 3: Select your district, tahsil, and village.
Step 4: Enter your UPIC number or your Khata number.
Step 5: Click on “Submit.
Once you have submitted your details, you will be able to access land records related to your property.
Benefits of Bhulekh Odisha
The Bhulekh Odisha portal has several benefits, some of which are mentioned below:
- Transparency: The portal provides transparent access to land records, which makes the process of buying or selling properties more efficient.
- Time-saving: The portal makes the process of accessing land records faster as it eliminates the need for physically visiting the government offices.
- Accuracy: The portal provides accurate information about the property, which reduces the chances of disputes and errors.
- Security: The portal is secured with a username and password, thereby protecting the privacy of the user.
How can Bhulekh Odisha help in the housing loan process?
Bhulekh Odisha can be a useful tool for those who want to buy a house in Odisha. When applying for a housing loan, one of the critical factors that banks consider is the property’s authenticity and ownership. Bhulekh Odisha can provide accurate information about the property, which can boost the borrower’s credibility and increase their chances of getting the loan sanctioned.
Moreover, Bhulekh Odisha provides access to land records and ownership details, thus ensuring that the bank does not lend money for a disputed property. In this way, Bhulekh Odisha helps the banks to verify the authenticity of the property and reduces the risk of non-repayment.
Additionally, Bhulekh Odisha provides access to a housing loan EMI calculator that can help borrowers to estimate their monthly loan repayment amounts. The tool takes into account the loan amount, interest rate, and tenure to calculate the EMI amount. This can help the borrowers to plan their finances better.
Odisha Housing Board Lottery Scheme
The Odisha Housing Board (OHB) has launched a lottery scheme to provide affordable housing to those who cannot afford to buy a home. The scheme targets people from the economically weaker sections and low-income groups. The scheme’s objective is to provide affordable housing and reduce the housing shortage in the state.
The scheme offers houses under different categories such as LIG (Low-Income Group), MIG (Middle-Income Group), HIG (High-Income Group), and EWS (Economically Weaker Section). The cost of houses under the scheme ranges from Rs 6.14 lakhs to Rs 33.28 lakhs.
The lottery scheme is conducted online, and the application process is entirely online. The applicants have to fill an online application form and submit it along with the application fee. The winners of the lottery will be selected through a computerized process, and the allotment will be done on merit basis.
Conclusion
In conclusion, Bhulekh Odisha is an essential tool for anyone who wants to access land records in the state of Odisha. The portal provides transparency, accuracy, and efficiency in the process of accessing land records. Additionally, the portal can also be useful for those who want to buy a house, as it can provide accurate information about the property and help them with the housing loan process. The Odisha Housing Board Lottery Scheme is a brilliant initiative that provides affordable housing to people from all sectors of society, and the process is entirely online, making it accessible to anyone with internet access.
